个人生活 · Personal Life

Short-Term Cash Flow — Must Be Protected

2026-09-01

可以。结合你以前已经做过、正在做、以及明确想启动的项目,我建议把优先级重新分成 5 类,这样比单纯排 1–15 名更合理。
Yes. Based on the projects you have already done, are currently doing, and clearly want to start, I suggest reorganizing them into 5 categories. This is more practical than simply ranking them from 1 to 15.

一、第一层:近期现金流 —— 必须保住

1. First Layer: Short-Term Cash Flow — Must Be Protected

这些项目的作用不是实现理想,而是让家庭收入不断。
The purpose of these projects is not to fulfill your ideals, but to keep household income coming in.

项目 Project当前基础 Current Base见钱速度 Speed to Income收入潜力 Income Potential时间灵活 Flexibility建议优先级 Recommended Priority泳池维护 Pool Maintenance已有客户、设备、药剂经验和报价经验 / Existing clients, equipment, chemical experience, and pricing experience★★★★★★★★★☆★★★★☆S级 / S TierDoorDash已经在跑 / Already active★★★★★★★★☆☆★★★★★A级 / A Tier小萝卜 / 配送平台 Xiaoluobo / Delivery Platform已经可以跑 / Already available to work★★★★★★★★☆☆★★★★★A级 / A TierSpark Driver实际跑过 Walmart 订单 / Already tried Walmart orders★★★★★★★☆☆☆★★★★☆B级 / B Tier临工 Temporary Jobs偶尔有机会 / Occasional opportunities★★★★★★★★☆☆★★★☆☆A级,有就接 / A Tier, take good opportunitiesLyft / Uber已再次申诉 / Appealed again———暂时不投入时间 / Do not spend more time for now

这里我要特别提高“泳池维护”的位置

I especially want to raise the priority of pool maintenance.

它其实比 DoorDash 更值得发展。
It is actually more worth developing than DoorDash.

原因很简单:
The reason is simple:

一次跑单结束以后,资产基本归零。
After one delivery order is finished, almost no long-term asset remains.

但是一个泳池客户可能变成:
But one pool client may become:

$160–220/月 × 12个月
$160–220 per month × 12 months

= $1,920–2,640/年的重复收入
= $1,920–2,640 in recurring annual revenue

如果慢慢积累到 10个稳定客户,意义就完全不同了。
If you gradually build up to 10 stable clients, the situation becomes completely different.

而且你已经实际做过:
And you already have real experience with:

  • 普通每周维护
    Regular weekly maintenance

  • 绿水恢复
    Green pool recovery

  • 药剂采购
    Chemical purchasing

  • 过滤系统检查
    Filter system inspection

  • 新池面 startup 咨询
    New pool surface startup consultation

  • 客户沟通和照片留档
    Client communication and photo documentation

所以这不是一个“新计划”,而是已经有基础的业务。
So this is not a “new idea.” It is already a business with an existing foundation.

我会把泳池定义为:

I would define pool maintenance as:

目前最值得培养的线下稳定现金流。
The most worthwhile offline stable cash-flow business to develop right now.

二、第二层:妻子希望优先 + 可能形成长期内容资产2. Second Layer: A Priority for Your Wife + Potential Long-Term Content Asset

公众号 / 短视频重新开通:提升到A级

Restart WeChat Public Account / Short Videos: Raise to A Tier

这一项我同意应该提高。
I agree that this should be given a higher priority.

不仅仅因为妻子希望你优先做,而是它同时满足三个目标:
Not only because your wife wants you to prioritize it, but because it serves three goals at the same time:

夫妻关系 + 个人能力 + 长期资产
Marriage relationship + Personal strengths + Long-term assets

你本身喜欢:
You naturally enjoy:

  • 写作
    Writing

  • 文学
    Literature

  • 思考
    Thinking

  • 神学
    Theology

  • 社会观察
    Social observation

  • 网站内容
    Website content

这些实际上比你天天开车更符合你的能力结构。
These are actually much more aligned with your strengths than driving every day.

你以前也已经考虑过每天制作短视频,包括美国生活、社会观察等内容。
You have also previously considered making short videos regularly, including content about life in America and social observations.

所以建议:
So I suggest:

不要一开始做复杂视频。

Do not make complicated videos at the beginning.

先恢复:
First restore the habit with:

每周 3–5 条。
3–5 videos per week.

每条大约:
Each one can be about:

1–3分钟。
1–3 minutes.

流程:
The workflow:

选题
Choose a topic

↓
↓

ChatGPT帮助整理
Let ChatGPT help organize the content

↓
↓

你自己修改
You revise it yourself

↓
↓

手机录制
Record it on your phone

↓
↓

简单字幕
Add simple subtitles

↓
↓

发布
Publish

关键是重新形成发布习惯。
The key is to rebuild a regular publishing habit.

它的优先级:

Its priority:

A级
A Tier

但暂时不能替代收入工作。
But it should not replace income-producing work for now.

三、第三层:最值得培养的“电脑型收入”3. Third Layer: The Most Worthwhile Computer-Based Income to Develop

这可能是你未来真正减少跑单的关键。
This may be the key to reducing delivery work in the future.

1. 求职:A级

1. Job Search: A Tier

重点继续放:
Continue focusing on:

  • Remote
    Remote work

  • 中文内容
    Chinese content

  • Website Content
    Website content

  • E-commerce Listing
    E-commerce listing

  • AI训练
    AI training

  • 教学
    Teaching

  • 网站维护
    Website maintenance

  • Christian organization
    Christian organizations

  • 电脑培训
    Computer training

你不需要每天海投。
You do not need to send large numbers of applications every day.

我建议:
I suggest:

每天筛岗位30–45分钟。
Spend 30–45 minutes per day screening jobs.

真正匹配才申请。
Only apply when the position is genuinely suitable.

2. 网站制作 / 网站维护:A级

2. Website Building / Website Maintenance: A Tier

这是你非常容易低估的能力。
This is a skill you may seriously underestimate.

因为你已经做网站很多年。
You have already been working with websites for many years.

而现在有AI以后:
And now, with AI:

以前一个小企业网站需要几天
In the past, a small-business website might take several days

现在可能一天就可以完成大部分。
Now, much of it may be completed in one day.

这很适合形成:
This is suitable for building:

$99–$300/月的小客户维护

$99–$300 per month maintenance clients

甚至比一次性卖网站更好。
This may even be better than only selling one-time website projects.

比如:
For example:

10个客户 × $100/月
10 clients × $100/month

= $1,000/月
= $1,000/month

这个方向与未来网络事工技术能力也完全兼容。
This direction is also fully compatible with the technical needs of your future online ministry.

四、第四层:电商和数字产品实验4. Fourth Layer: E-Commerce and Digital Product Experiments

这里把你提到的项目分开。
Here I would separate the projects you mentioned.

二手商品平台:B级

Second-Hand Goods Platform: B Tier

你已经:
You already have:

  • 有商品
    Products

  • 有Facebook Marketplace经验
    Facebook Marketplace experience

  • 有2-02.com
    2-02.com

  • 做过CSV
    Experience with CSV files

  • 做过自动发布工具
    Experience with an automated publishing tool

所以它仍值得继续。
So it is still worth continuing.

但是:
However:

先卖现有库存。
Sell the existing inventory first.

暂时不要为了这个项目大量买新货。
Do not buy large amounts of new inventory for this project yet.

主内文化衫:B级

Christian T-Shirts: B Tier

这一项有一个特殊价值:
This project has a special value:

它既可能挣钱,又与你的事工产生联系。
It may generate income while also connecting with your ministry.

你以前也做过:
You also have past experience with:

  • 热转印
    Heat transfer printing

  • 图案处理
    Graphic preparation

  • 印刷生产相关工作
    Printing and production-related work

所以技术上并不是从零开始。
So technically, you are not starting from zero.

但是最大问题不是制作,而是:
But the biggest problem is not production. It is:

谁来买?
Who will buy it?

所以先测试设计和需求。
So first test the designs and the demand.

不要先买大量库存。
Do not buy large amounts of inventory first.

Temu / 其它平台开店:C级

Temu / Other Online Stores: C Tier

不是说不能做。
This does not mean you cannot do it.

而是目前:
The problem is that right now:

项目太多。
There are too many projects.

Temu、eBay、Walmart、独立商城如果全部同时开,会再次把大量精力花在:
If Temu, eBay, Walmart, and an independent store are all launched at the same time, a large amount of energy will again be spent on:

  • 注册
    Registration

  • 审核
    Approval

  • listing
    Listings

  • 物流
    Logistics

  • SKU
    SKUs

  • 图片
    Images

  • 售后
    After-sales service

所以暂时只保留:
So for now, keep it as:

研究 / 小实验
Research / Small experiments

而不是主线。
Not a main project.

五、Skyrim 插件发布:我建议单独列为“数字资产实验”5. Skyrim Mod Publishing: I Suggest Treating It as a Separate “Digital Asset Experiment”

这个项目跟传统电商性质不同。
This project is different from traditional e-commerce.

你以前在 2013–2018年已经做过:
You already worked on the following during 2013–2018:

  • Skyrim美化
    Skyrim visual enhancement

  • 插件内容
    Mod content

  • 环境包
    Environment packs

  • 基础脚本等
    Basic scripts and related work

所以并不是完全陌生。
So this is not completely unfamiliar territory for you.

它有一个非常吸引人的特点:
It has one very attractive feature:

数字产品没有库存、没有物流。
Digital products require no inventory and no shipping.

如果旧资源、插件、MOD还有可以重新整理发布的价值,可以尝试。
If your old resources, plugins, and mods still have value, you can try reorganizing and republishing them.

但是现在它有一个问题:
But there is one current problem:

距离你当年做 Skyrim 已经比较久了。

It has been quite a long time since you worked on Skyrim.

因此需要先回答:
So first, you need to answer:

旧插件现在还有多少可以直接使用?
How many old mods can still be used directly today?

现在主要是 Skyrim Special Edition / Anniversary Edition 还是其它生态?
Is the current ecosystem mainly Skyrim Special Edition / Anniversary Edition, or something else?

Nexus Mods等平台现在的收益机制怎么样?
How does monetization currently work on platforms such as Nexus Mods?

所以我的建议:
So my recommendation is:

Skyrim 插件发布:C+级实验项目

Skyrim Mod Publishing: C+ Tier Experimental Project

先用 1–2天:
First spend 1–2 days on:

  • 清点旧文件
    Inventorying old files

  • 看哪些还能用
    Checking which ones are still usable

  • 查现在MOD生态
    Researching the current mod ecosystem

  • 选1个最容易恢复的作品
    Choosing one project that is easiest to restore

然后发布一个。
Then publish one.

不要一开始想着恢复整个插件库。
Do not try to restore the entire mod library at once.

如果第一个出现:
If the first one generates:

  • 下载
    Downloads

  • 打赏
    Donations

  • Patreon机会
    Patreon opportunities

  • Nexus收益
    Nexus revenue

再升级优先级。
Then raise its priority.

六、长期核心:基督教事工6. Long-Term Core: Christian Ministry

这里不应该与普通商业项目放在完全相同的评价体系里。
This should not be evaluated by exactly the same system as ordinary business projects.

因为它的目标本来就不是:
Because its goal is not:

今天投入1小时,今天赚多少钱。
Spend one hour today and earn money today.

属灵资源库:S级长期项目

Christian Resource Library: S-Tier Long-Term Project

从你的历史来看,这其实是你最长期、最稳定坚持的一件事之一。
Based on your history, this is actually one of the things you have pursued most consistently over the long term.

而且已经不是“一个想法”。
And it is no longer just “an idea.”

你已经:
You have already:

  • 整理大量基督教资源
    Organized large amounts of Christian resources

  • 建网站群
    Built a group of websites

  • 整理书籍
    Organized books

  • 做资料分类
    Classified materials

  • 做自动处理
    Built automated processing

  • 想建立作者—读者平台
    Planned an author–reader platform

  • 想进行微信/QQ自动答疑
    Planned automated Q&A on WeChat and QQ

这是实实在在的长期资产。
These are real long-term assets.

所以我会把:
So I would define:

属灵资源库 + 网站群
Christian Resource Library + Website Network

定义为你的长期核心项目。
as your long-term core project.

七、“奉献可以抵税”的结构:战略S级,但不必每天做7. Tax-Deductible Donation Structure: Strategic S Tier, But Not a Daily Task

这一项优先级非常高,但紧急度没那么高。
This has very high strategic priority, but it is not highly urgent every day.

原因是:
The reason is:

如果将来能够合法建立:
If in the future you can legally establish:

美国支持者
Supporters in the United States

↓
↓

可抵税奉献
Tax-deductible donations

↓
↓

支持网络事工
Financial support for online ministry

↓
↓

减少你为了生活跑单的时间
Reduce the time you must spend doing delivery work for basic income

这可能直接改变你的生活结构。
This could directly change the structure of your life.

所以:
Therefore:

战略价值:S级
Strategic value: S Tier

但执行方式是:
But the execution method should be:

每周研究/推进1次
Research or advance it once per week

而不是每天占大量时间。
Instead of spending large amounts of time on it every day.

八、网络事工自动化:A级长期建设8. Online Ministry Automation: A-Tier Long-Term Development

你之前构想的:
You previously envisioned:

  • 微信自动回复
    Automatic WeChat replies

  • QQ自动回复
    Automatic QQ replies

  • 找书
    Finding books

  • 纠正错误观点
    Correcting mistaken viewpoints

  • 神学答疑
    Theology Q&A

  • 网站自动发布
    Automatic website publishing

  • 属灵资源推荐
    Christian resource recommendations

这个方向其实很适合AI时代。
This direction is actually very well suited to the AI era.

而且与你几十年来积累的:
And it fits very well with what you have accumulated over many years:

基督教资料 + 网站 + 中文内容
Christian resources + Websites + Chinese content

是高度匹配的。
These are highly compatible.

但是它必须建立在:
But it must be built on:

资源库已经整理得足够结构化
A resource library that is sufficiently well structured

的基础上。
as its foundation.

所以顺序应该是:
So the order should be:

资源整理
Resource organization

→ 数据结构
→ Data structure

→ 检索
→ Retrieval

→ AI回答
→ AI answers

→ 自动回复
→ Automated replies

不能反过来。
It should not be done in the reverse order.

九、重新排后的整体优先级9. Overall Priority After Reorganization

我会这样定:
I would organize it like this:

🔴 S级——长期必须做

🔴 S Tier — Must Be Done Long Term

1. 家庭、睡眠、英语

1. Family, Sleep, and English

这是基础。
These are the foundation.

2. 圣经 + 神学学习

2. Bible + Theology Study

同时用于英语学习。
Use them at the same time for English study.

3. 属灵资源库 / 网络事工

3. Christian Resource Library / Online Ministry

这是你的长期方向。
This is your long-term direction.

4. 泳池客户积累

4. Building a Pool-Service Client Base

这是目前最值得建立的现实稳定收入。
This is currently the most worthwhile source of stable practical income to build.

5. 可抵税奉献结构

5. Tax-Deductible Donation Structure

战略性推进。
Advance it strategically.

🟠 A级——当前重点执行🟠 A Tier — Current Execution Priorities

6. 公众号 / 短视频恢复

6. Restart WeChat Public Account / Short Videos

妻子希望优先,而且与你的能力契合。
Your wife wants this prioritized, and it fits your abilities well.

7. 远程 / 内容 / 网站类求职

7. Remote / Content / Website Job Search

争取稳定收入。
Work toward stable income.

8. DoorDash / 小萝卜

8. DoorDash / Xiaoluobo

只跑最有价值时段。
Only work the most profitable time periods.

9. 网站制作与维护

9. Website Building and Maintenance

逐步培养客户。
Gradually build a client base.

10. 临工

10. Temporary Jobs

有合适的直接做。
Take suitable opportunities when available.

🟡 B级——维持和测试🟡 B Tier — Maintain and Test

11. Spark Driver

11. Spark Driver

不要全天盲跑。
Do not drive around all day blindly waiting for orders.

只测试真正有价值的商店和时间段。
Only test stores and time periods that are actually worthwhile.

12. 二手商品

12. Second-Hand Goods

继续卖库存。
Continue selling existing inventory.

13. 主内文化衫

13. Christian T-Shirts

小规模验证。
Test on a small scale.

🔵 C级——实验性质🔵 C Tier — Experimental Projects

14. Skyrim插件重新发布

14. Republish Skyrim Mods

先发布 1个验证市场。
Publish one first to test the market.

15. Temu / 新网店

15. Temu / New Online Stores

先不大规模投入。
Do not invest heavily yet.

16. 其它新商业点子

16. Other New Business Ideas

统一进入:
Put them all into:

Idea Parking Lot(想法停车场)
Idea Parking Lot

暂不执行。
Do not execute them for now.

我认为你现在最大的调整The Biggest Adjustment I Think You Need Right Now

以前很容易变成:
In the past, it could easily become:

今天想到Skyrim
Today you think about Skyrim

→ 做Skyrim
→ Work on Skyrim

明天想到Temu
Tomorrow you think about Temu

→ 开Temu
→ Start Temu

后天发现网站有问题
The next day you discover a website problem

→ 修网站
→ Fix the website

接着又来泳池客户
Then a pool client contacts you

→ 做泳池
→ Handle the pool

然后又想整理属灵资源……
Then you want to organize Christian resources again…

每件事情都很合理。
Every individual thing is reasonable.

但最后容易导致:
But in the end, this can easily lead to:

所有事情都推进了一点,却没有一件形成稳定结果。
Everything moves forward a little, but nothing develops into a stable result.

以后可以变成:
In the future, it can become:

每天固定的“主干”

A Fixed Daily “Main Structure”

① 圣经 / 英语 / 神学
① Bible / English / Theology

② 收入工作
② Income-Producing Work

③ 一个长期项目
③ One Long-Term Project

然后其它事情只在固定时间处理。
Then handle other matters only during fixed time blocks.

我尤其建议9月份只抓5件真正重要的事情

I Especially Suggest Focusing on Only 5 Truly Important Things in September

① 英语 + 圣经 + 神学
① English + Bible + Theology

② 泳池客户
② Pool-Service Clients

③ 求职 + DoorDash / 小萝卜保持现金流
③ Job Search + DoorDash / Xiaoluobo to Maintain Cash Flow

④ 公众号 / 短视频恢复
④ Restart WeChat Public Account / Short Videos

⑤ 属灵资源库 + 奉献结构
⑤ Christian Resource Library + Donation Structure

其它:
Everything else:

Spark、二手销售、Skyrim、文化衫、Temu……
Spark, second-hand sales, Skyrim, Christian T-shirts, Temu…

都可以做,但只能作为测试,不允许抢走这5条主线。
They can all be tested, but they should not be allowed to take time away from these five main priorities.

这会比我们上一版优先级更符合你现在真正的生活状态。
This structure fits your current real-life situation better than the previous priority list.